Residential Purchase / Refinance Loan

• Loan Amounts: $75,000 to $2,500,000
• Maximum Loan to Value Purchase: 80% / Refinance 75% (subject to the number of units, loan size, loan term, occupancy, credit score and income).
• Owner and Non-Owner occupied properties are eligible
• Foreign Nationals are eligible for this program
• Deal directly with the Loan Officer/Underwriter
• Fast pre-qualification, typically within 3 – 5 business days, closing typically within 30 days or less under certain circumstances (fast track closings in 14 +/- days available)
• Full income documentation
• Loans are available to Borrowers with excellent to less than perfect credit
• 1 to 4 family properties are eligible
• 15 to 30 year term available
  *All rates and terms subject to change without notice

          Rates and Fees:

• Rates From: 7.95% to 9.95%+ (market rates do not apply)
• Loan Fee: 1.25% to 2.00%
• Application Fee: $295
• Underwriting Fee: $425
• Maximum Broker Fee: 1.50% to 2.00% (subject to Broker compensation option)

To start the pre-approval process, download the Loan Submission Form above and include a completed 1003, complete 3 day Disclosure Package if owner occupied, current Tri-Merge Credit Report and appraisal if available.