Commercial Bridge Loan

Commercial Bridge Loan – Short-Term Financing for Commercial Real Estate

Pre-Qualify (Consumer Use Only)
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For a Rate and Fees quote call

800-390-7536

PRE QUALIFY NOW (Consumer Use Only)

Need to act quickly on a commercial property acquisition? Normandy’s commercial bridge loan program provides fast, flexible commercial bridge financing that lets you leverage equity in an existing property to close on a new one. Whether you’re acquiring office space, retail, industrial, or multi-family (4+ units), our bridge loan for commercial property is built around your timeline.

This is a business-purpose short-term commercial financing program designed for borrowers who intend to sell or refinance their current commercial property while purchasing a new one. With loan amounts up to $6,000,000, up to 75% LTV, and no pre-payment penalty, Normandy’s commercial real estate bridge loan gives investors and business owners the speed and flexibility traditional lenders can’t match. Appraisal may be waived for qualifying scenarios — call for details.

Rates and Fees

(Based on credit score, income, savings and LTV)

    • Rates:  Prime Rate plus 2.25% to 4.25%+
    • Loan Fee: 1.00% to 2.00% 
    • Application Fee: $650
    • Fast Track Closing Fee: $1,250
    • Underwriting Fee: $495
      **Loans over $2,000,000 rates start at 7.95%

General Guidelines*

  • Loan Amounts from $95,000 to $6,000,000
  • Loan to value up to 75% of appraised value
  • Allows you to close quickly to buy property on your schedule
  • Deal directly with the Loan Officer/Underwriter and Senior Credit Officer
  • Fast pre-qualification, typically within 3 – 5 business days, closing typically within 30 days (fast track closings in 14 +/- days available if certain criteria is met)
  • Loans are available to Borrowers with excellent to less than perfect credit (subject to underwriting)
  • Eligible properties include: Multi-family (4 or more units), Retail, Office Building, Industrial and Warehouse
  • Both – Full income documentation or limited income documentation available
  • 12 month term – No pre-payment penalty
  • Interest only payments
  • Foreign Nationals are eligible for this program
  • Appraisal may be waived for closing subject to property, loan to value and financial’s
    *All rates and terms subject to change without notice

Loans Available in the Following States

  1. AK
  2. AL
  3. AR
  4. CO
  5. GA
  6. HI
  7. ID
  8. IN
  9. KS
  10. KY
  11. ME
  12. MS
  13. MO
  14. MT
  15. NC
  16. NE
  17. NM
  18. OH
  19. OK
  20. SC
  21. TN
  22. TX
  23. UT
  24. WV
  25. WY

Frequently Asked Questions

Commercial Bridge Loans

What is a commercial bridge loan?
A commercial bridge loan is short-term commercial real estate financing that leverages equity in an existing property to fund a new commercial acquisition. It “bridges” the timing gap between buying and selling or refinancing.
Eligible properties include multi-family (4+ units), retail, office buildings, industrial facilities, and warehouse/flex space. Other property types may be considered — call for details on your specific scenario.
No. Normandy’s commercial bridge financing program has no pre-payment penalty — you can pay off the loan early without additional cost.
Yes, in certain qualifying scenarios, the appraisal may be waived subject to the property profile, LTV, and borrower financials. This speeds up your short-term commercial financing timeline significantly.
Rates start at Prime plus 2.25% to 4.25%+. Loan fees range from 1.00% to 2.00%. All rates and terms subject to change without notice.

For a Rate and Fees quote call

800-390-7536

Commercial Bridge Loans

This program is designed to access the equity in your current commercial property you intend to sell or refinance to purchase a new property. 

PRE QUALIFY NOW
(Consumer Use Only)

General Guidelines*

  • Loan Amounts from $95,000 to $4,000,000
  • Loan to value up to 75% of appraised value
  • Allows you to close quickly to buy property on your schedule
  • Deal directly with the Loan Officer/Underwriter and Senior Credit Officer
  • Fast pre-qualification, typically within 3 – 5 business days, closing typically within 30 days (fast track closings in 14 +/- days available if certain criteria is met)
  • Loans are available to Borrowers with excellent to less than perfect credit (subject to underwriting)
  • Eligible properties include: Multi-family (4 or more units), Retail, Office Building, Industrial and Warehouse
  • Both – Full income documentation or limited income documentation available
  • 12 month term – No pre-payment penalty
  • Interest only payments
  • Foreign Nationals are eligible for this program
  • Appraisal may be waived for closing subject to property, loan to value and financial’s
    *All rates and terms subject to change without notice

Rates and Fees
(Based on credit score, income, savings and LTV)

  • Rates:  Prime Rate plus 2.25% to 4.25%+
  • Loan Fee: 1.00% to 2.00% 
  • Application Fee: $650
  • Fast Track Closing Fee: $1,250
  • Underwriting Fee: $450
    **Loans over $2,000,000 rates start at 7.95%

Loans available for: AK, AL, AR, CO, GA, HI, ID, IN, KS, KY, ME, MS, MO, MT, NC, NE, NM, OH, OK, SC, TN, TX, UT, WV, WY

Draw Request Submitted

Thank you for requesting a draw.  You will receive an email or call confirming your draw request has been received within 1 business day.  If you do not receive confirmation, please contact our office at 800-390-7536.  Please notify us of any changes you wish to make to your request.  

Normandy Corporation

Thank you for scheduling your payment.  You should receive an email confirmation of payment within 1 business day.  If you do not receive a confirmation email within 1 business day, please call our office to confirm at 800-390-7536.