This program is designed for Borrowers looking to purchase a new home or to refinance the balance on an existing mortgage of their current residence. We offer non-qualified, bank statement, weak credit and unique property mortgage loans to Borrowers who may not qualify for a conventional mortgage loan. Loans are evaluated on a case by case basis subject to full review of the Borrower’s qualifications (ie: income, assets, credit and loan to value). We pride ourselves on prompt decisions to provide Borrowers with confidence to achieve their goals. Conventional market rates do not apply.
Non-Prime Loan Programs are available for Borrowers with:
1) Less than perfect credit who have experienced credit problems and have resolved the problems for the future.
2) Alternative income verification that can prove income through corporate finance statements, bank statements, etc., other than W2.
Rates and Fees
(Based on credit score, income, savings and LTV)
To start the pre-approval process, download the Loan Submission Form above and include a completed 1003, current Tri-Merge Credit Report and appraisal, if available.
46 Prince Street, Rochester, New York, 14607
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/
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Thank you for requesting a draw. You will receive an email or call confirming your draw request has been received within 1 business day. If you do not receive confirmation, please contact our office at 800-390-7536. Please notify us of any changes you wish to make to your request.
Thank you for scheduling your payment. You should receive an email confirmation of payment within 1 business day. If you do not receive a confirmation email within 1 business day, please call our office to confirm at 800-390-7536.