This program is designed for Borrowers who are acting as their own general contractor to construct a residential property.

The Normandy Advantage:

  • Borrower acts as own General Contractor (No site supervisor required)
  • Loan amounts from $100,000 to $3,000,000
  • Loan amounts up to 90% of the appraised value for loans of $425,000 or less and 80% for loans over $425,000 on single family, owner occupied, full income documentation. Please call for additional information on other programs offered. (Cross collateralization allowed on other properties, if needed, for maximum or greater loan amounts)
  • Land purchase may be included in the construction loan, up to 75% of the lot purchase price
  • Foreign Nationals are eligible for this program
  • Deal directly with the Loan Officer/Underwriter
  • Fast pre-qualification, typically within 3 to 5 business days
  • Loans are available to Borrowers with excellent to less than perfect credit
  • Flexible draw schedules
  • 1 to 4 family homes preferred, see Multi-Family for more than 4 units
  • 12 month construction term
  • Interest only payments based on funds advanced


Loans available for owner occupied and non-owner occupied properties in the following states: CA, CT, DE, FL, IA, MA, MI, NC, NJ, NY, OR, PA, RI, VA, WA

Loans available for non-owner occupied properties only: AK, AL, CO, GA, HI, ID, IN, KS, KY, MD, ME, MS, MO, MT, NE, NM, OH, OK, SC, TN, UT, WV, WY

Call today @ 800-390-7536 or use the "Pre-Qualify Now" link above.