Alternative / Weak Credit Portfolio Loan

Pre-Qualify Now!

This program is designed for Borrowers looking to purchase a new home or to refinance the balance on the existing mortgage on their current residence. Loans are evaluated on a case by case basis subject to full review of the Borrower's qualifications (ie: income, assets, credit and loan to value).

The Normandy Advantage

  • 1 to 4 family homes preferred, see Commercial Loan for more than 4 units
  • Owner Occupied Primary Residence Only
  • Loan Amounts: $100,000 to $2,500,000
  • Foreign Nationals are eligible for this program
  • Deal directly with the Loan Officer/Underwriter
  • Maximum Loan to Value Purchase: 80% / Refinance 75% (subject to the number of units, loan size, loan term, occupancy, credit score and income)
  • Compensating factors taken into consideration
  • Recent bankruptcy or late mortgage payments are not automatic declines
  • No refinances allowed for existing Sub Prime, High Cost or Special Loans
  • 15 to 30 year terms available


For a Rate and Fees quote call 800-390-7536 or Pre-Qualify Now

Offered in CA, FL MI, NC, NJ, NY, OR, PA, TX, VA, WA

Non-Prime Loan Programs are available for Borrowers with:
1) Less than perfect credit who have experienced credit problems and have resolved the problems for the future
2) Alternative income verification that can prove income through corporate finance statements, bank statements, etc., other than W2.


Alternative / Weak Credit Portfolio Loan


This program is designed for Borrowers looking to purchase a new home or to refinance the balance on the existing mortgage on their current residence. Loans are evaluated on a case by case basis subject to full review of the Borrower's qualifications (ie: income, assets, credit and loan to value).

The Normandy Advantage

  • 1 to 4 family homes preferred, see Commercial Loan for more than 4 units
  • Owner Occupied Primary Residence Only
  • Loan Amounts: $100,000 to $2,500,000
  • Foreign Nationals are eligible for this program
  • Deal directly with the Loan Officer/Underwriter
  • Maximum Loan to Value Purchase: 80% / Refinance 75% (subject to the number of units, loan size, loan term, occupancy, credit score and income)
  • Compensating factors taken into consideration
  • Recent bankruptcy or late mortgage payments are not automatic declines
  • No refinances allowed for existing Sub Prime, High Cost or Special Loans
  • 15 to 30 year terms available



Offered in CA, FL MI, NC, NJ, NY, OR, PA, TX, VA, WA

Non-Prime Loan Programs are available for Borrowers with:
1) Less than perfect credit who have experienced credit problems and have resolved the problems for the future
2) Alternative income verification that can prove income through corporate finance statements, bank statements, etc., other than W2.


For a Rate and Fees quote call 800-390-7536 or Pre-Qualify Now