This program is designed for Borrowers in need of financing to purchase a residential lot. Residential lots must be eligible for present or future new construction. Construction financing is also available (see appropriate construction loan link above for more information).

The Normandy Advantage:

  • Loan amounts from $35,000 to $1,000,000
  • Loan amounts up to 75% of the purchase price in improved subdivisions, where construction will begin immediately after acquisition, otherwise up to 65% loan to value. Please call for a quote. (Cross collateralization allowed on other properties, if needed, for maximum or greater loan amounts)
  • Foreign Nationals are eligible for this program
  • Deal directly with the Loan Officer/Underwriter
  • Pre-qualification typically within 3 to 5 business days
  • Fast track closing within 14+ days, subject to receipt of required documentation
  • No minimum acreage requirement or maximum limitations
  • Loans are available to Borrowers with excellent to less than perfect credit
  • Residential zoned land
  • Limited income documentation available at 40% loan to value or less
  • Up to 5 year terms


Loans available in the following states: AK, AL, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IN, KS, KY, MA, MD, ME, MI, MO, MS, MT, NC, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, SD, TN,TX, UT, VA, WA, WV, WY

Call today @ 800-390-7536 or use the "Pre-Qualify Now" link above.