This program is designed for Borrowers who are constructing a 2 to 4 family residential owner occupied property. If you are building for investment and do not intend to occupy the property, please see our Commercial Construction program guidelines.

The Normandy Advantage:

  • Self Build available
  • Loan amounts from $100,000 to $2,500,000
  • Loan amounts up to 75% of the appraised value (Cross collateralization allowed on other properties, if needed, for maximum or greater loan amounts)
  • Borrower must have a minimum of 25% to put down towards the land purchase/subject property acquisition.
  • Foreign Nationals are eligible for this program
  • Deal directly with the Loan Officer/Underwriter
  • Full and limited documentation programs available. Limited documentation for non-owner occupied and commercial only.
  • Fast pre-qualification, typically within 3 to 5 business days
  • Loans are available to Borrowers with excellent to less than perfect credit
  • Flexible draw schedules
  • 12 month construction term. An option to extend the term may be granted based on Borrower's performance under the Loan Agreement.
  • Interest only payments based on funds advanced


Loans available for owner occupied and non-owner occupied properties in the following states: CA, CT, DE, FL, IA, MA, MI, NC, NJ, NY, OR, PA, RI, TX, VA, WA

Loans available for non-owner occupied properties only: AK, AL, AR, CO, GA, HI, ID, IN, KS, KY, MD, ME, MS, MO, MT, NE, NM, OH, OK, SC, TN, UT, WY

Call today @ 800-390-7536 or use the "Pre-Qualify Now" link above.