This program is designed to provide a business loan to purchase a commercial lot or refinance a current commercial lot loan. Commercial lots must be eligible for present or future commercial construction. Construction financing is also available (See appropriate construction loan link above for more information).

The Normandy Advantage

  • Loan amounts from $35,000 to $1,000,000
  • Loan amounts up to 75% of the purchase price in improved subdivisions, where construction will begin immediately after acquisition, otherwise up to 65% loan to value. (Cross collateralization allowed on other properties, if needed, for maximum or greater loan amounts)
  • Foreign Nationals are eligible for this program
  • Deal directly with the Loan Officer/Underwriter
  • Pre-qualification typically within 3 to 5 business days
  • Closing typically within 21+ days. Fast track closing 14+/- days available subject to receipt of required documentation
  • No minimum acreage requirement or maximum limitations
  • Loans are available to Borrowers with excellent to less than perfect credit
  • Commercial zoned land with entitlements or multi-family 5 units or more
  • Limited income documentation available at 40% loan to value or less
  • Up to 5 year terms
Rates and Fees
  • Rates From: 8.95% to 10.95%
  • Loan Fees: 1.25% to 1.75%
  • Rates and fees based on overall qualifications (property, credit, income, savings and LTV)
  • Application Fee: $450; Fast Track Application Fee $1,250
  • Underwriting Fee: $450
  • Interest only payments

*Subject to change without notice

Call today @ (800) 390-7536 or use the “Pre-Qualify Now” link above.


Loans available in the following states:AK, AL, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IN, KS, KY, MA, MD, ME, MI, MO, MS, MT, NC, NE, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WY