This program is designed for Borrowers in need of financing to purchase an AG zoned property or refinance. Construction financing is also available (see Commercial Construction or Borrower loan link above for more information).

The Normandy Advantage:

  • Loan amounts from $35,000 to $1,500,000
  • Loan amounts up to 75% of the purchase price subject to quality and income of property. Cross collateralization allowed on other properties, if needed, for maximum or greater loan amounts.
  • Foreign Nationals are eligible for this program
  • Deal directly with the Loan Officer/Underwriter
  • Pre-qualification typically within 3 to 5 business days
  • Closing typically 21 days. Fast track closing within 14+/- days, subject to receipt of required documentation
  • No minimum acreage requirement or maximum limitations
  • Loans are available to Borrowers with excellent to less than perfect credit
  • Agricultural zoned land
  • Limited income documentation available at 40% loan to value or less
  • Up to 5 year terms


Rates and Fees

  • Rates From*: 7.95% to 9.95%
  • Loan Fee: 1.25% to 2.00%
  • Application Fee: $450; Fast Track Application Fee $1,250
  • Underwriting Fee: $450
  • Rates and Fees based on credit, income, savings and LTV
  • *Minimum 9.95% rate for loans of $75,000 or less


Loans available in the following states: AK, AL, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IN, KS, KY, MA, MD, ME, MI, MO, MS, MT, NC, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, SD, TN,TX, UT, VA, WA, WV, WY

Call today @ 800-390-7536 or use the "Pre-Qualify Now" link above.